New member checklist
Doing a few small things now can make a big difference to your future.
1. Should I consolidate my super?
Consolidating multiple accounts into one can make it easier to keep track of your superannuation and reduce the sets of fees you pay.
2. Which option should I choose?
View investment options available in PSSap. Consider which may best suit your likely investment timeframe, preferred level of earnings and tolerance to risk.
3. What level of death and total and permanent disability cover is right for me?
Death and TPD cover is compulsory if you are eligible. View your options in PSSap and consider which level of cover best meets your needs. Remember to review your insurance cover each year and whenever your personal circumstances change.
4. Is income protection cover right for me?
You can change your level of cover or choose to opt out altogether. View your options in PSSap and consider which may best meet your needs.
5. Should I nominate my beneficiary?
Your beneficiary is the person or persons who you wish to receive your final super benefit (including any insurance proceeds) in the event of your death.



