Transfer to an Eligible Rollover Fund

We may also transfer your benefit to an Eligible Rollover Fund (ERF) if:

• a compulsory payment of your benefit is required and you have not informed us in writing within 90 business days of the benefit becoming payable as to how you wish the benefit to be paid ; or
• your payment instructions are not accepted by your nominated rollover institution; or

• you have requested a cash payment but you fail to present the cheque and the cheque goes stale; or
• we are unable to contact you or your employer (eg. no address on our records or at least one letter is returned to us unclaimed)

The ERF we use is AUSFund, Australia 's Unclaimed Super Fund.

If we have to transfer your benefit to AUSFund:

• your PSSap membership and any insurance cover will cease;
• you will become a member of AUSFund and subject to its governing rules;
• you will need to apply directly to AUSFund for access to your benefits;
• you will not be able to make contributions to AUSFund;
• you will have no investment choice and the trustee of AUSFund will nominate the investment strategy;
• AUSfund will normally ensure that your benefit will not be eroded by fees; and charges however, other fees may apply.

For more information about AUSFund, including a copy of its Product Disclosure Statement, please call directly on 1300 361 798, visit their website on www.unclaimedsuper.com.au or write to: PO Box 2468 , Kent Town, SA 5071.

In accordance with superannuation law we will pass on any relevant personal information required by AUSFund to establish your account.